Jack Bewick
Financial Adviser in Warwick

Independent Financial Advice
in Warwick & Warwickshire

There will be times in your life when you're not sure what to do with your money or what decisions you need to make about your financial future. There are thousands of different financial products on offer and choosing between them can be difficult and overwhelming.

If you have little experience of dealing with finances or you're confused about making a decision, it may be helpful to get professional financial advice.

A financial adviser can help with things like:

Planning for your retirement

Investing or saving money

Making the most of a lump sum of money such as a redundancy payment or an inheritance

Buying a property or taking out a mortgage

When your life changes for example, you're starting a family, getting divorced or you've been widowed.

Types of financial adviser

Financial advisers look at your personal circumstances and your financial plans and recommend products to help you meet your needs.

There are two types of financial advisers:

Independent Financial Advisers (IFAs) - give unbiased advice about the whole range of financial products from all the different companies available.

Restricted Advisers – give advice on a limited range of products, or they may only offer advice on products offered by a limited number of companies.

Here at Intelligent Financial Advisory, we are proud to call ourselves ‘independent’.

Independent financial advisers are so much more than salespeople. We believe financial planning is more important than just recommending where you should put your money. It’s our job to help you plan your goals in life, consider your personal circumstances and help you decide on the best course of action.

In the case of pension planning, an independent adviser will research every relevant pension available within the UK market to find the one that they believe is best suited to your needs. They will then make a recommendation and provide you with the reasons that justify their decision.

In fact, recommending products is just a small part of what we do. We tailor our advice to suit your needs, and we will never recommend a product that is not suitable for you. We will always provide you with clear, comprehensive reasons behind every recommendation we make.

Range of services offered by independent financial advisers

Independent financial advisers provide a comprehensive suite of services to address various aspects of personal finance. These services include:

Estate Planning & Inheritance Tax Planning: Advising on strategies to manage and mitigate inheritance tax liabilities, ensuring your estate is passed on efficiently to your beneficiaries. This encompasses will planning, trust solutions, and other methods to protect your assets for future generations.

Financial Planning: Offering holistic financial advice that covers all areas of your financial life. This includes assessing your current financial situation, setting realistic goals, and developing a strategic plan to achieve these objectives.

Investments & Savings: Guiding clients on investment opportunities and savings plans. This service focuses on building and managing investment portfolios that align with your risk tolerance and financial goals.

Mortgages: Providing advice on mortgage products and assisting with mortgage planning. This service includes finding competitive mortgage rates, remortgaging advice, and guidance on property financing options.

Portfolio Management: Managing investment portfolios with a focus on achieving specific investment objectives. This service involves regular review and rebalancing of investments to align with changing market conditions and personal circumstances.

Protection Planning: Advising on insurance and protection products to safeguard against unforeseen life events. This includes life insurance, critical illness cover, income protection, and other forms of personal and family protection.

Retirement Planning: Offering specialised advice on planning for retirement. This includes pension planning, retirement income strategies, and advice on maximising your financial security in retirement.

Each of these services plays a vital role in ensuring a comprehensive approach to personal financial management, tailored to the unique needs and goals of each individual.

Looking for independent financial advice in Warwick

Jack Bewick is part of an experienced team of financial advisers providing holistic and tailored financial planning solutions for businesses, individuals and families throughout the UK, and specifically across the Warwickshire and Midlands areas including Warwick, Leamington Spa, Kenilworth, Stratford-upon-Avon, Coventry & Warwickshire, Lutterworth & Leicestershire areas.